

Community Finance Partners
SERVICES
WHAT COMMUNITY FINANCE DOES
Community Finance (CF) proudly offers our consumer financing service specifically for the E-commerce retail market. CF is not a payment processing service, such as Pay Pal, MasterCard, or Visa. Instead of having to pay up front, CF offers your customers a way to finance your products so they can take them home that day with a comfortable installment payment.
INCREASE SALES
CF’s specialty is approving prime and average credit customers that prime lenders (such as Visa, MasterCard, and BillMeLater) do not service. While retail companies will always take credit card payments, our service compliments those by giving your website access to a whole other customer base that wants to buy your products!
Through CF’s consumer financing service, your website will increase it’s conversion of browsing hits into actual buyers. By adding our service, you’re not just shifting sales from debit, credit, or paypal transactions, your increasing your net sales!
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Customers purchase your products today with installment payments.
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Grow sales by broadening your customer base with a financing option.
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No commitment and absolutely no cost to you!
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You are paid 100% instantly.
FREQUENTLY ASKED QUESTIONS
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Absolutely no cost to you, no commitment by you, no contracts for you to sign.
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We take full responsiblity for the customer’s account once the product is financed.
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Retailer receives 100% funding for product(s) immediately upon customer signing.
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We’re responsible for taking payments and handling any customer payment issues. Our contracts with the end customers are all ‘no recourse’ meaning that if there is a problem with the customer’s payment, it’s our problem. All products CF purchases from you are final!*
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We finance amounts that others can’t, starting from $200 up to $6,000.
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High customer approval rates, we finance deals that other companies decline!
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Financing products for customers, with a comfortable installment payment, is a proven method for increasing sales.
BENEFITS
COMPETE WITH THE BIG GUYS
You can be competitive with larger stores/competitors. Almost all larger companies today offer some type of financing. Community Finance’s specialty is giving local entrepreneurs a financing arm to help them compete and grow their business. We offer Installment Lease’s on products from as low as $200 up to $3,000.
HIGHER APPROVAL RATES
Community Finance specialty is approving customers with less than perfect credit. This allows us to approve many more customers than a credit card company or other companies, such as Bill Me Later. On average, CF approves 4X the number of customers that prime credit companies approve! This is a major advantage of our service over a prime credit only company!
VALUABLE SALES TOOL
Your customers are able to purchase your products easier by financing them with comfortable installment payments.
UPGRADE SALES TOOL
Being able to offer comfortable Installment Leases is a great way to upgrade a sale. Ex. A customer is able to pay $1,000 cash for product A, but will finance the better product B for $2,000, resulting in larger sales for your business.
COMPETE WITH THE SMALLER GUYS
Offering your customers financing provides a competitive advantage over other companies in your industry that do not offer financing.
IMMEDIATE PAYMENT TO PARTNERS
Once an Installment Lease has been completed, payment to you is immediate. You can choose to receive payment via credit card, electronic payment directly into your bank account, or a simple check to be mailed directly to you on the same day. It’s your choice.
NEW GROUP INSTALLMENT LEASE PROGRAM
Community Finance now offers our new Group Installment Lease program! When customers want a larger ticket item there are usually accessories to go along with it. With CF’s Group Installment Lease program all these items can be grouped together for one simple payment. No extra contracts for the customer and its all processed with a customer’s single application. Even if the items are completely non-related, they can still be added to our Group Installment Lease. When customers can add more items to the same Installment Lease, it’s a great way for our Partners to increase sales!
RECEIVE YOUR FREE PARTNER MARKETING KIT
For physical brick and mortar stores, all new Partners will be provided a free Partner Marketing Kit to use in their stores. The Partner Marketing Kit includes door/window and counter signs letting your customers know that your store offers financing. Partner Marketing Kits also includes ‘post it’ type signs to be placed on or near products letting customers know what amount a product’s payment would be if he or she wished to finance it. Informational brochures, with stands, will also be included for customers review. Once customers are aware that your store offers financing they are much more likely to buy!
ABSOLUTELY NO COMMITMENT, NO COST
There is never any commitment for a Community Finance Partner, and more importantly, absolutely no cost to Partners. There are never any sign up costs, periodic costs, or termination costs. If one of our Partners wishes to no longer offer CF financing, all they need to do is simply stop offering our service. CF Partners can only win and prosper when they join!
EXPERIENCE AND PROFESSIONALISM
Community Finance’s staff has over fifteen years in financing and customer service experience. Here at Community Finance we believe in the Golden Rule and will always take great care of your customers and yourself. Welcome to the Community!
COMMUNITY FINANCE MISSION STATEMENT
Community Finance helps its customers to bring home the products they really want. We accomplish this by evaluating every customer’s application on an individual basis and providing our customers with comfortable installment payments to own their products. Community Finance treats its merchants as Partners. As such, our goal is to help our Partner’s increase their company sales. Through these two goals, CF helps the customer acquire the products he or she wants, our Partners generate more sales, and Community Finance generates more business for its shareholders. We define success as having transactions that produce a win-win-win result – for the Customer, for our Partners, and for Community Finance.
PRICING GUIDE
To see what the payments would be on your product(s), please refer to our quick reference pricing guide below.
Product Amount* | Semi-Monthly Payment** | Months |
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$200 | $15 | 12 |
$500 | 27 | 18 |
$750 | 39 | 18 |
$1000 | 43 | 24 |
$1250 | 49 | 24 |
$1500 | 54 | 28 |
$1750 | 56 | 30 |
$2000 | 59 | 34 |
$2250 | 66 | 34 |
$2500 | 71 | 36 |
$2750 | 77 | 38 |
$3000 | 83 | 40 |
$3250 | 96 | 27 |
$3500 | 98 | 29 |
$3750 | 102 | 30 |
$4000 | 105 | 31 |
$4250 | 112 | 31 |
$4500 | 118 | 31 |
$4750 | 124 | 31 |
$5000 | 131 | 31 |
$5250 | 136 | 31 |
$5500 | 138 | 32 |
$5750 | 142 | 33 |
$6000 | 144 | 34 |
**Example is for payment every two weeks.
If you wish to purchase the products in your installment lease from Community Finance, within 30 days of the Installment Lease date, your purchase price will be the exact same amount that we paid to purchase the item(s). The purchase price includes the full price we paid to the store; product price, taxes, commission, etc.
CA customers, refer to contractREQUEST INFORMATION
For more information about how Community Finance can help increase sales at your business, please complete the fields below. After submitting this information you will hear from a Community Finance account representative as soon as possible.
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PRODUCT CHECKOUT
Community Finance is one of the first to offer consumer financing for websites! Our IT staff can integrate our finance package directly with your site. Producing a seamless way to offer financing for your customers and to complete those sales automatically!
Community Finance Exclusive E-Commerce Financing Solution!
Community Finance is one of the first to offer online consumer financing. Our IT staff can integrate our finance package directly with your website. Producing a seamless way to offer financing for your customers and to complete those sales automatically!

