Community Finance Customers
KEEP YOUR CASH
A large ticket purchase can be a large and draining expense. Keep your cash in your bank account. Having a cash buffer can really help when you need it.
BUY WHAT YOU DESIRE
Purchase the better product youwant with our Installment Lease.
Instead of paying all at once, pay for your products in comfortable installments. Community Finance (CF) offers our convenient Installment Leases that are straight-forward, very affordable, and easy to understand.
NEVER ANY PREPAYMENT COSTS
If you wish to pay off your Installment Lease early with CF you may always do so at absolutely no cost! There are never any prepayment penalties, early payoff charges or anything of the sort. In fact, we actually give discounts if you want to pay off early!
CF understands that there are times when it’s a bit tight to make a payment. In times like these, CF customers can choose to skip a payment with our Skip-A-Payment option. You just call or email us, telling us which payment you’d wish to skip. The payment will simply be put to the end of the term. There is no charge
to use this handy feature. Customers have the option to skip two payments within any twelve month period.*
PURCHASE MULTIPLE PRODUCTS WITH ONE PAYMENT
Community Finance now offers our new Group Installment Lease program! When customers want a larger ticket item there are usually accessories to go along with it. You can also purchase multiple items that are not even related. With CF’s Group Installment Lease program, all these items can be grouped together for one simple payment. Its completed with one contract and it’s all processed with a customer’s single application.
EXPERIENCE AND PROFESSIONALISM
Community Finance’s staff has over 15 years of financing and customer service experience. We believe in the Golden Rule and will always take great care of you. If you ever have any questions, give us a call!
*Skip-A-Payment option becomes available after the first four payments.
Also, your two Skip-A-Payment options cannot be used back to back.
They can be used separately at any time.
Community Finance offers people the ability to take home the products they really want and pay for them with comfortable installment payments through our signature Installment Lease service.
Below are the basic requirements to apply: *
Been with current employer, or an approved non-employee source of income, for 1 year.
Have a checking account for a minimum of 3 months
Minimum monthly net income of $1,300
Once you are ready to begin, simply fill out the application. We will give you an answer within 15 minutes! (during regular business hours)* These are the basic requirements to apply and does not guarantee an application will be approved. Approvals are based on all the information in your application; your credit, income, etc.
INSTALLMENT PAYMENT CALCULATOR
Enter the total product amount and your payment will be calculated.
To see what the payments would be on your product(s), please refer to our quick reference pricing guide below.
|Product Amount*||Semi-Monthly Payment**||Months|
**Example is for payment every two weeks.
If you wish to purchase the products in your installment lease from Community Finance, within 30 days of the Installment Lease date, your purchase price will be the exact same amount that we paid to purchase the item(s). The purchase price includes the full price we paid to the store; product price, taxes, commission, etc.CA customers, refer to contract
For more information about how Community Finance can help you purchase the
products you really want, please complete the fields below. After submitting this information you will hear from a Community Finance account representative as soon as possible.
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With CF’s Group Installment Lease program, all these items can be grouped together for one simple payment. Its completed with one contract and it’s all processed with a customer’s single application.